How To Check Ewallet Balance In South Africa?

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How To Check Ewallet Balance How To Check Ewallet Balance
Mar 29, 2024


Welcome to our comprehensive guide on checking your Ewallet balance! In today’s digital age, Ewallets have revolutionized the way we manage our finances, offering convenience and accessibility like never before. But with this convenience comes the responsibility of staying informed about our financial status, and that’s where checking your Ewallet balance becomes crucial.

In this guide, we’ll walk you through everything you need to know about checking your Ewallet balance, including why it’s important, various methods to do so, and tips for ensuring security. Whether you’re new to Ewallets or a seasoned user, this guide will equip you with the knowledge to effectively manage your finances on-the-go.

Understanding Ewallets

Ewallets, also known as digital wallets, are virtual accounts that allow users to store, send, and receive money electronically. They serve as a modern alternative to traditional banking methods, offering features such as instant payments, mobile accessibility, and secure transactions.

Advantages of Ewallets:

  • Convenience: Ewallets enable users to make transactions anytime, anywhere, using just their mobile devices.
  • Speed: Payments through Ewallets are processed instantly, eliminating the need for lengthy bank transfers or waiting periods.
  • Security: Ewallets employ advanced encryption technology to safeguard users’ financial information, reducing the risk of fraud or identity theft.
  • Accessibility: Ewallets are accessible to anyone with a smartphone and internet connection, making financial services more inclusive and equitable.

Popular Ewallet Providers:

  1. PayPal: One of the most widely used Ewallets globally, PayPal allows users to send and receive money securely across borders.
  2. Venmo: Popular among younger demographics, Venmo offers a social aspect to Ewallet transactions, allowing users to share payments and split bills with friends.
  3. Cash App: Developed by Square, Cash App is known for its simplicity and ease of use, making it popular among individuals and small businesses alike.
  4. Apple Pay: Integrated into Apple devices, Apple Pay enables users to make contactless payments in stores, online, and within apps securely.

Ewallets have revolutionized the way we handle money, offering unparalleled convenience and flexibility in today’s digital economy. By understanding the benefits and features of Ewallets, you can harness the power of digital finance to streamline your financial transactions and manage your money more efficiently.

Stay tuned as we delve deeper into the importance of checking your Ewallet balance and explore various methods to do so effectively!

III. Why Checking Ewallet Balance is Important

Checking your Ewallet balance regularly is not just a good financial habit; it’s a crucial step in managing your finances effectively. Here are several reasons why monitoring your Ewallet balance is essential:

  1. Budgeting and Financial Planning:
    • By knowing your Ewallet balance, you can assess your current financial situation and make informed decisions about budgeting and spending.
    • Tracking your expenses against your available balance helps you stay within your budget and avoid overspending.
  2. Preventing Overdrafts and Fees:
    • Checking your Ewallet balance allows you to ensure that you have sufficient funds to cover upcoming transactions.
    • Avoiding overdrafts and insufficient fund fees helps you save money and maintain a healthy financial profile.
  3. Detecting Unauthorized Transactions:
    • Regularly reviewing your Ewallet balance allows you to identify any unauthorized or suspicious transactions promptly.
    • Detecting fraudulent activity early can help minimize losses and protect your financial assets.
  4. Monitoring Income and Expenses:
    • Monitoring your Ewallet balance enables you to track incoming funds, such as salaries, payments, or transfers, in real-time.
    • Understanding your spending patterns and expenses helps you make adjustments and prioritize your financial goals.
  5. Avoiding Payment Declines:
    • Keeping track of your Ewallet balance helps prevent payment declines due to insufficient funds.
    • Ensuring that you have enough money in your account reduces the risk of declined transactions and associated inconvenience.
  6. Maintaining Financial Awareness:
    • Checking your Ewallet balance regularly promotes financial awareness and responsibility.
    • Being aware of your financial status empowers you to make strategic decisions and take control of your financial future.

In summary, checking your Ewallet balance is a fundamental aspect of financial management that offers numerous benefits, including effective budgeting, fraud prevention, and financial awareness. By staying vigilant and monitoring your Ewallet balance regularly, you can optimize your financial health and achieve your long-term financial goals.

IV. Methods to Check Ewallet Balance

There are several convenient methods available to check your Ewallet balance, catering to different preferences and situations. Whether you prefer using mobile apps, cellphone banking, or online platforms, there’s a method suited to your needs. Let’s explore each method in detail:

A. Using FNB Mobile App

The FNB Mobile App offers a user-friendly interface for checking your Ewallet balance on-the-go. Follow these simple steps to access your balance:

  1. Download and Install the FNB Mobile App:
    • Visit the Google Play Store for Android or the Apple App Store for iOS devices.
    • Search for “FNB South Africa” and download the official FNB banking app.
    • Install the app on your device and follow the prompts to set up your account or log in if you’re an existing user.
  2. Navigate to the Ewallet Balance Section within the App:
    • Open the FNB Mobile App and log in with your username and password.
    • Depending on your device, tap on the menu icon (three horizontal lines) or the hamburger menu icon to access the main menu.
    • Scroll down and select “Ewallet Services” from the options provided.
    • Choose “Check my balance” to view your current Ewallet balance.
  3. View Your Ewallet Balance:
    • Once you’ve selected the “Check my balance” option, your Ewallet balance will be displayed on the screen.
    • You can also view recent transactions and other account details within the Ewallet section of the app.

B. Utilizing FNB Cellphone Banking

If you don’t have access to the internet or prefer using your cellphone for banking transactions, FNB Cellphone Banking provides a convenient solution. Here’s how to check your Ewallet balance using FNB Cellphone Banking:

  1. Dial 120321# on Your Phone Keypad:
    • Open the dialer on your cellphone and enter the USSD code 120321#.
    • Press the call button to initiate the USSD session and follow the prompts provided.
  2. Select “Check Ewallet Balance” Option:
    • After dialing the USSD code, you’ll be presented with a menu of options for FNB Cellphone Banking.
    • Choose the option labeled “Check Ewallet Balance” to proceed.
  3. View Your Ewallet Balance:
    • Once you’ve selected the balance inquiry option, your current Ewallet balance will be displayed on the screen.
    • You’ll also receive a confirmation SMS with your balance details for reference.

C. Accessing FNB Online Banking

For users who prefer accessing banking services through their desktop or laptop computers, FNB Online Banking offers a convenient solution for checking Ewallet balances. Follow these steps to view your Ewallet balance online:

  1. Log in to FNB Online Banking:
    • Open your preferred web browser and navigate to the FNB website (
    • Click on the “Login” button located at the top right corner of the page.
    • Enter your username and password to access your FNB Online Banking account.
  2. Navigate to the Ewallet Services Section:
    • Once logged in, locate the “Accounts” tab in the main navigation bar and click on it.
    • Scroll down the page until you find the section titled “Ewallet Services.”
  3. Check Your Ewallet Balance:
    • Within the “Ewallet Services” section, select the option labeled “Check my Balance.”
    • Your current Ewallet balance will be displayed on the screen, along with any recent transactions and account details.


These methods offer convenient ways to check your Ewallet balance, ensuring that you stay informed about your financial status at all times. Whether you prefer using mobile apps, cellphone banking, or online platforms, accessing your Ewallet balance has never been easier. Stay tuned as we explore additional tips and FAQs to help you make the most of your Ewallet experience!

V. Additional Tips and FAQs

As you navigate the world of Ewallets and strive to manage your finances effectively, here are some additional tips and frequently asked questions to enhance your understanding and optimize your Ewallet experience:

A. Real-time Updates

Q: How long does it take for the Ewallet balance to update?

  • A: The Ewallet balance is updated in real-time, meaning that any transactions made, such as receiving money or making payments, will immediately reflect on your Ewallet balance.

B. Checking Balance without Internet

Q: Can I check my Ewallet balance without an internet connection?

  • A: Yes, you can check your Ewallet balance even without an internet connection. One of the methods mentioned earlier – FNB Cellphone Banking – allows you to access and check your Ewallet balance using USSD codes or menu options directly from your cellphone’s dialer. This feature ensures that you can conveniently monitor your funds regardless of whether you have a stable internet connection.

C. Fee Considerations

Q: Is there a fee for checking the Ewallet balance?

  • A: There is no fee charged specifically for checking your Ewallet balance. However, certain transactions or services related to your Ewallet may have associated fees. It is advisable to review the terms and conditions or contact your service provider for more information on any applicable fees.

VI. Ensuring Security

Ensuring the security of your Ewallet account is paramount to protecting your financial assets and personal information. Here are some tips to help you safeguard your Ewallet:

A. Protecting Personal Information

  • Keep Passwords Secure: Avoid sharing your Ewallet account password or PIN with anyone else. Choose strong, unique passwords and change them regularly to enhance security.
  • Enable Two-Factor Authentication (2FA): Consider enabling 2FA for an additional layer of security when logging into your Ewallet account. This helps prevent unauthorized access even if your password is compromised.
  • Beware of Phishing Attempts: Be cautious of phishing emails or messages requesting your Ewallet login credentials. Verify the authenticity of any communication before providing sensitive information.

B. Recognizing Scams

  • Stay Informed: Educate yourself about common scams targeting Ewallet users, such as phishing, fake investment schemes, or identity theft.
  • Verify Transactions: Regularly review your Ewallet transaction history to identify any suspicious or unauthorized transactions. Report any fraudulent activity to your Ewallet provider immediately.

By following these security best practices and remaining vigilant, you can protect your Ewallet account from unauthorized access and fraudulent activities, ensuring a safe and secure financial experience.

Stay tuned for more valuable insights and practical tips to help you make the most of your Ewallet and manage your finances with confidence!

VII. Conclusion

Congratulations! You’ve now learned everything you need to know about checking your Ewallet balance effectively. By understanding the importance of monitoring your finances, exploring various methods to check your Ewallet balance, and implementing additional tips for security and convenience, you’re well-equipped to take control of your financial future.

Remember, checking your Ewallet balance regularly is not just a good financial habit; it’s a proactive step towards financial empowerment and security. Whether you prefer using mobile apps, cellphone banking, or online platforms, there’s a method suited to your lifestyle and preferences.

By staying informed about your Ewallet balance, you can make informed decisions about budgeting, spending, and saving, ultimately helping you achieve your financial goals. So go ahead, check your Ewallet balance, and take charge of your finances today!

Thank you for joining us on this journey to financial wellness. We hope you found this guide informative and valuable. Stay tuned for more insightful content and practical tips to help you navigate the world of personal finance with confidence.


  1. FNB Ewallet Services
  2. FNB Botswana: Easily Check Your Ewallet Balance with FNB Cellphone Banking
  3. Ewallet Services Product Guidelines

These references provide additional information and resources to further enhance your understanding of Ewallets and financial management. Feel free to explore them for more insights and guidance.

Author’s Note

Thank you for reading our comprehensive guide on how to check your Ewallet balance. We hope you found the information provided valuable and insightful.

Brief Note about the author.

Kimbowa Photo Kimbowa Photo
Kimbowa Geofrey
Business & Financial Analyst

I am Kimbowa Geofrey, a go-getter, It is my passion that drives me in all I do but also the personal improvement that that I experience.
My story started about 8 years back, trying one business to another, it wasn’t easy in the start because I didn’t get exactly what I expected out of these businesses and my frustration grew. Luckily i stumbled upon two businesses that changed my life. One of them was web hosting and web development, another was blogging.
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Hostziza Tech Solutions was founded in August 2021 by two visionary entrepreneurs,
Dr Nkurunziza Emmanuel and Mr Kimbowa Geofrey.
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