How to Check First Bank Account Balance [Via USSD Code, App & SMS] In Nigeria 2024

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How to Check First Bank Account Balance How to Check First Bank Account Balance

I. Introduction

Welcome to our comprehensive guide on checking your First Bank account balance! Whether you’re a seasoned customer or a newcomer to the banking world, staying on top of your account balance is crucial for financial health and peace of mind. In this article, we’ll walk you through various methods available for checking your account balance with First Bank, one of Nigeria’s leading financial institutions.

How to Check First Bank Account Balance How to Check First Bank Account Balance

II. Why Checking First Bank Account Balance is Important

Keeping track of your account balance is not just a routine task; it’s a fundamental aspect of financial management. Here’s why it’s essential:

Ensuring Financial Health and Responsibility

Regularly monitoring your account balance allows you to assess your financial health accurately. It helps you avoid overdrafts, manage your expenses, and ensure you’re not spending beyond your means. By staying informed about your account balance, you can make more informed financial decisions and maintain financial stability.

Tracking Transactions and Detecting Unauthorized Activity

Checking your account balance enables you to keep track of your transactions effectively. You can quickly identify any unauthorized or fraudulent activities, such as unauthorized withdrawals or unrecognized charges. Early detection of suspicious transactions can help prevent potential financial losses and safeguard your account security.

Budgeting and Financial Planning

Your account balance serves as a vital tool for budgeting and financial planning. By knowing how much money you have available, you can plan your expenses, set savings goals, and allocate funds for various purposes effectively. Whether it’s paying bills, saving for emergencies, or investing for the future, a clear understanding of your account balance is essential for achieving your financial objectives.


III. Methods for Checking First Bank Account Balance

First Bank offers several convenient methods for checking your account balance, catering to different preferences and needs. Let’s explore each method in detail:

A. USSD Code

How to Use: Simply dial 89400# from the phone number registered with your First Bank account. Follow the on-screen prompts to enter your mobile banking PIN and receive your account balance instantly.

Benefits:

  • Quick and easy access to account balance.
  • Available anytime, anywhere, without the need for internet connectivity.
  • Secure authentication process using your mobile banking PIN.

B. Mobile Banking App

How to Use: Download and install the First Bank mobile banking app from your app store. Log in to your account and navigate to the balance inquiry section to view your current account balance.

Benefits:

  • User-friendly interface for easy navigation.
  • Access to additional banking services beyond balance inquiry.
  • Enhanced security features, such as biometric authentication.

C. ATM

How to Use: Visit any First Bank ATM and insert your ATM card. Select the “Check Balance” option from the menu and enter your PIN to view your account balance on the screen.

Benefits:

  • Available 24/7 at various ATM locations.
  • Option to print a mini statement for detailed transaction history.
  • Quick and convenient access to account balance without the need for internet access.

Stay tuned as we explore more methods for checking your First Bank account balance in the upcoming sections.

Next, we’ll delve into the step-by-step guides for each of these methods to help you navigate the process seamlessly.

IV. Step-by-Step Guides for Each Method

Let’s dive into detailed step-by-step guides for each method of checking your First Bank account balance:

A. USSD Code

  1. Dial 89400#: Using the phone number registered with your First Bank account, dial 89400#.
  2. Enter PIN: Follow the on-screen prompts to enter your First Bank mobile banking PIN when prompted.
  3. View Balance: After entering your PIN, your account balance will be displayed on your phone’s screen instantly.

B. Mobile Banking App

  1. Download App: Visit your app store and download the First Bank mobile banking app.
  2. Install and Log In: Install the app and log in to your account using your username and password.
  3. Navigate to Balance Inquiry: Once logged in, navigate to the “Balance Inquiry” section within the app.
  4. View Balance: Your current account balance will be displayed on the app’s dashboard.

C. ATM

  1. Visit ATM: Locate any First Bank ATM nearest to you.
  2. Insert Card: Insert your First Bank ATM card into the card slot.
  3. Select Balance Inquiry: From the options displayed on the screen, select the “Balance Inquiry” option.
  4. Enter PIN: Enter your ATM PIN when prompted.
  5. View Balance: Your account balance will be displayed on the ATM screen.

Stay tuned for more detailed instructions on other methods of checking your First Bank account balance.


V. Additional Tips and Information

In addition to the methods mentioned above, here are some valuable tips and information to enhance your experience with checking your First Bank account balance:

  • Security Measures: Always ensure the confidentiality of your PINs and passwords to prevent unauthorized access to your account.
  • Service Charges and Fees: Familiarize yourself with any charges associated with balance inquiries to avoid unexpected deductions from your account.
  • Alternative Methods: Explore alternative ways to track your transactions and monitor your account activity, such as reviewing bank statements regularly.

These additional insights will help you make the most out of your banking experience with First Bank while ensuring the security and integrity of your account.


VI. Frequently Asked Questions (FAQs)

Here are answers to some common questions about checking your First Bank account balance:

Q: Can I check my account balance without internet access? A: Yes, you can use USSD codes or visit an ATM to check your account balance without internet access.

Q: Is there a fee for checking my account balance? A: While some methods may incur service charges, others, such as USSD codes, may be free of charge. It’s essential to check with your bank for specific details.

Q: How often should I check my account balance? A: It’s advisable to check your account balance regularly to stay updated on your financial status and track your transactions effectively.


VII. Conclusion

In conclusion, staying informed about your First Bank account balance is crucial for effective financial management and security. By utilizing the various methods outlined in this guide, you can conveniently check your account balance and stay in control of your finances.

Whether you prefer the simplicity of USSD codes, the convenience of mobile banking apps, or the accessibility of ATMs, First Bank offers multiple options to suit your preferences. Remember to follow the provided step-by-step guides and additional tips to ensure a seamless and secure banking experience.

Keep track of your account balance regularly, stay vigilant against unauthorized activities, and empower yourself with the knowledge needed to manage your finances effectively with First Bank.

Brief Note about the author.

Kimbowa Photo Kimbowa Photo
Kimbowa Geofrey
Business & Financial Analyst

I am Kimbowa Geofrey, a go-getter, It is my passion that drives me in all I do but also the personal improvement that that I experience.
My story started about 8 years back, trying one business to another, it wasn’t easy in the start because I didn’t get exactly what I expected out of these businesses and my frustration grew. Luckily i stumbled upon two businesses that changed my life. One of them was web hosting and web development, another was blogging.
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