How to Transfer Airtime From Airtel to MTN 2024 [USSD & SMS] In Nigeria

How to Transfer Airtime From Airtel to MTN How to Transfer Airtime From Airtel to MTN


In Nigeria, the need to transfer airtime from one network to another often arises, especially when friends, family, or colleagues use different mobile networks. One common scenario is transferring airtime from Airtel to MTN and vice versa. This guide aims to provide you with a comprehensive understanding of how to successfully transfer airtime from Airtel to MTN, whether through USSD codes, SMS, or external apps.

How to Transfer Airtime From Airtel to MTN How to Transfer Airtime From Airtel to MTN

Transferring airtime between networks offers convenience and flexibility, allowing you to share credit with loved ones regardless of the network they use. However, navigating the process can sometimes be daunting, particularly for those unfamiliar with the procedures involved. But fear not! By the end of this guide, you’ll be equipped with the knowledge and tools to transfer airtime seamlessly between Airtel and MTN networks in Nigeria.

Understanding Airtime Transfer

Before delving into the specifics of transferring airtime from Airtel to MTN, it’s essential to grasp the concept of airtime transfer itself. Airtime transfer, also known as airtime sharing or credit transfer, enables mobile subscribers to send prepaid airtime credit from their account to another user’s account on the same or different network.

The ability to transfer airtime comes with various benefits, including the ability to assist friends or family in times of need, facilitating communication in emergencies, and promoting goodwill among network users. Additionally, airtime transfer eliminates the need for physical recharge cards, making it a convenient option for those who prefer digital transactions.

Common scenarios where airtime transfer proves useful include topping up the accounts of loved ones experiencing low balance situations, repaying borrowed airtime, or simply sharing credit as a gesture of kindness. Whether you find yourself in need of transferring airtime occasionally or frequently, understanding the process ensures you can navigate it with ease.

Preparing for Airtime Transfer

Before initiating an airtime transfer, there are essential preparations to consider to ensure a smooth transaction. One crucial step is resetting your Airtel transfer Personal Identification Number (PIN), which serves as a security measure to authorize transfers from your account.

To reset your Airtel transfer PIN, follow these steps:

  1. Send an SMS: Compose a text message with the format: PIN [space] Default PIN [space] New PIN. For example, if your desired new PIN is 1234, and the default PIN is 0000, your message should be: PIN 0000 1234.
  2. Send to 432: Address the SMS to the number 432 and send it.
  3. Confirmation: You’ll receive a confirmation message from Airtel once your PIN reset is successful.

Ensuring that your transfer PIN is up-to-date is crucial for authorizing airtime transfers securely. Additionally, it’s advisable to verify your account balance to confirm you have sufficient credit to transfer to the recipient’s account. This preparation minimizes the risk of failed transfer attempts due to insufficient balance.

Methods of Airtime Transfer

Several methods are available for transferring airtime from Airtel to MTN, each offering its unique advantages and considerations. The most common methods include USSD codes, SMS, and external applications designed for cross-network airtime transfer.

USSD Codes

USSD (Unstructured Supplementary Service Data) codes provide a convenient way to transfer airtime directly from your mobile device. Airtel offers specific USSD codes that allow subscribers to initiate airtime transfers seamlessly.

To transfer airtime from Airtel to MTN using USSD:

  1. Dial the USSD code: 4322Recipient’s NumberAmount#.
  2. Follow the on-screen prompts to confirm the transfer.
  3. Enter your transfer PIN to authorize the transaction.
  4. Upon successful authorization, the airtime will be credited to the recipient’s MTN account.

SMS Transfer

Another method for transferring airtime is through SMS (Short Message Service), although this option may vary depending on your mobile network provider’s offerings. While Airtel provides a USSD code for airtime transfer, SMS transfer options may not be available for transferring airtime between different networks like Airtel and MTN.

External Apps

For cross-network airtime transfer, external applications such as TingTel provide a viable solution. TingTel is a mobile application that allows users to transfer airtime from any network to any other network in Nigeria, including Airtel to MTN transfers. By downloading and installing the TingTel app from the Google Play Store, users can initiate airtime transfers with just a few clicks, providing a convenient alternative to traditional transfer methods.

Stay tuned for the next sections where we’ll delve deeper into each transfer method, providing step-by-step guides and valuable tips for successful airtime transfers.

V. How to Transfer Airtime From Airtel to MTN Using USSD

Transferring airtime from Airtel to MTN using USSD codes is a straightforward process that can be completed in a few simple steps. Here’s a detailed guide to help you navigate the USSD transfer method effectively:

  1. Dial the USSD Code: Begin by dialing the specific USSD code provided by Airtel for airtime transfer. The standard code format is 4322Recipient’s NumberAmount#.
  2. Enter Recipient’s Number: Input the phone number of the recipient (the MTN number you wish to transfer airtime to) after dialing the USSD code. Double-check the number to ensure accuracy, as any mistakes could result in failed transfer attempts.
  3. Enter Transfer Amount: Following the recipient’s number, input the amount of airtime you wish to transfer. Be mindful of the available balance in your Airtel account to ensure you’re transferring an amount within your balance limit.
  4. Confirmation: Once you’ve entered the recipient’s number and transfer amount, carefully review the details displayed on the screen. Confirm that the information is accurate before proceeding to the next step.
  5. Authorization: To authorize the airtime transfer, you’ll need to enter your Airtel transfer PIN. This PIN serves as a security measure to prevent unauthorized transfers from your account. Input your PIN when prompted to complete the transaction.
  6. Transaction Completion: After entering your transfer PIN, the USSD system will process the transaction. Upon successful authorization, you’ll receive a confirmation message indicating that the airtime has been transferred to the recipient’s MTN account.
  7. Confirmation Message: Both you and the recipient will receive confirmation messages notifying you of the successful transfer. The recipient will see the credited airtime reflected in their MTN account balance.

VI. Exploring SMS Transfer Options

While USSD codes provide a convenient method for transferring airtime between mobile networks, SMS transfer options may vary depending on the service provider’s offerings. In the case of Airtel to MTN transfers, SMS-based airtime transfer may not be available directly through the network’s services.

However, it’s essential to explore alternative SMS transfer options that may be available through third-party applications or platforms. Some external apps offer SMS-based airtime transfer functionalities, allowing users to initiate transfers between different networks like Airtel and MTN.

When considering SMS transfer options, it’s crucial to research and choose reputable platforms that prioritize security and reliability. While USSD codes remain the primary method for airtime transfer, exploring SMS alternatives can provide additional flexibility and convenience for users.

VII. Introducing External Apps for Airtime Transfer

External applications such as TingTel offer innovative solutions for cross-network airtime transfer, allowing users to transfer airtime from any network to any other network in Nigeria. These apps bridge the gap between different mobile networks, enabling seamless transfer transactions between Airtel, MTN, Glo, and other providers.

TingTel, for example, is a mobile application available for download from the Google Play Store. Once installed, users can register an account and link their mobile numbers to initiate airtime transfers effortlessly. The app provides a user-friendly interface, making it easy to navigate and complete transactions securely.

By leveraging external apps like TingTel, users gain access to additional features beyond traditional USSD and SMS transfer methods. These apps often offer added functionalities such as bill payments, airtime conversions, and real-time transaction tracking, enhancing the overall user experience.

VIII. Tips and Tricks for Successful Airtime Transfer

Successfully transferring airtime between Airtel and MTN networks requires attention to detail and adherence to best practices. Here are some valuable tips and tricks to ensure smooth and efficient airtime transfer transactions:

  • Verify Recipient’s Number: Double-check the recipient’s phone number before initiating the transfer to avoid sending airtime to the wrong account.
  • Check Balance: Confirm that you have sufficient airtime balance in your Airtel account to cover the transfer amount, including any applicable service fees.
  • Set Transfer PIN: Ensure that your Airtel transfer PIN is secure and memorable, as it will be required to authorize transfer transactions.
  • Monitor Transaction Status: After initiating the transfer, monitor the transaction status to ensure it is processed successfully. Check for confirmation messages from both Airtel and MTN networks.
  • Use Trusted Platforms: When exploring external apps for airtime transfer, opt for reputable platforms with positive reviews and a track record of reliability.

By following these tips and tricks, you can navigate the airtime transfer process with confidence and avoid common pitfalls that may lead to failed or delayed transactions. Whether using USSD codes, SMS, or external apps, prioritizing accuracy and security ensures a seamless transfer experience for both sender and recipient.

IX. Common Challenges and Solutions

Despite the convenience of airtime transfer, users may encounter various challenges during the process. Understanding these common issues and their solutions can help facilitate successful transactions.


  1. Failed Transfer Attempts: Occurs when the recipient’s number is entered incorrectly or if there are network connectivity issues.
  2. Delays in Transfer Processing: Sometimes, airtime transfers may take longer than expected to reflect in the recipient’s account.
  3. Security Concerns: Users may worry about the security of their transfer PINs and the risk of unauthorized transactions.


  1. Double-Check Recipient’s Number: Ensure that the recipient’s number is entered correctly to avoid failed transfer attempts. It’s advisable to confirm the number with the recipient before initiating the transfer.
  2. Patience: If there are delays in transfer processing, wait for some time before attempting another transfer. In most cases, delayed transfers are resolved automatically within a short period.
  3. Secure Transfer PIN: Protect your transfer PIN by keeping it confidential and avoiding sharing it with others. If you suspect unauthorized access to your account, contact your network provider immediately to block further transactions.

X. Alternatives to Airtime Transfer

While airtime transfer offers a convenient way to share credit between mobile users, there are alternative methods for topping up accounts or assisting others in need of airtime.

  1. Direct Recharge: Instead of transferring airtime, consider directly recharging the recipient’s account using recharge cards or mobile banking platforms. This method eliminates the need for PIN authorization and ensures instant credit.
  2. Mobile Banking Transfer: Many banks in Nigeria offer mobile banking services that allow customers to transfer funds between accounts. Utilize mobile banking platforms to send money to the recipient, who can then purchase airtime as needed.
  3. Third-Party Payment Apps: Explore third-party payment applications that facilitate peer-to-peer transfers. These apps often support mobile wallet top-ups, providing an alternative to traditional airtime transfer methods.

XI. Conclusion

In conclusion, transferring airtime from Airtel to MTN in Nigeria is a valuable service that enables users to share credit across different networks. By leveraging USSD codes, SMS options, or external applications like TingTel, users can initiate airtime transfers seamlessly. Despite common challenges, such as failed transfer attempts or delays in processing, understanding the process and implementing best practices can ensure successful transactions.

As you embark on your airtime transfer journey, remember to prioritize security by safeguarding your transfer PIN and verifying recipient details. Additionally, consider exploring alternative methods of assisting others with airtime needs, such as direct recharge or mobile banking transfers.

By following the tips and techniques outlined in this guide, you’ll be well-equipped to navigate the world of airtime transfer in Nigeria with confidence and ease.

FAQs and Answers

Q: Can I transfer airtime from Airtel to MTN using SMS? A: While Airtel provides USSD codes for airtime transfer, SMS options may not be available for transferring airtime between different networks like Airtel and MTN.

Q: What should I do if my airtime transfer fails? A: If you encounter a failed transfer attempt, double-check the recipient’s number and ensure sufficient balance before retrying. If the issue persists, contact your network provider for assistance.

Additional Resources

For further information and assistance regarding airtime transfer and mobile services in Nigeria, consider exploring the following resources:

Author’s Note

Thank you for taking the time to read this comprehensive guide on transferring airtime from Airtel to MTN in Nigeria. As technology continues to evolve, new methods and solutions may emerge to enhance the airtime transfer experience. Stay informed and empowered by exploring the latest developments in mobile services and digital transactions.

If you have any questions, feedback, or suggestions for future topics, please don’t hesitate to reach out. Your engagement and support are greatly appreciated!

Brief Note about the author.

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Kimbowa Geofrey
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I am Kimbowa Geofrey, a go-getter, It is my passion that drives me in all I do but also the personal improvement that that I experience.
My story started about 8 years back, trying one business to another, it wasn’t easy in the start because I didn’t get exactly what I expected out of these businesses and my frustration grew. Luckily i stumbled upon two businesses that changed my life. One of them was web hosting and web development, another was blogging.
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