Welcome to the ultimate guide on how to send money using the UBA transfer code. In today’s fast-paced world, where convenience is key, UBA has provided a seamless solution for transferring funds securely through your mobile phone. Whether you’re sending money to another UBA account or to a different bank, this guide will walk you through the entire process, ensuring a hassle-free experience.

Why UBA Transfer Code? In the era of digital banking, UBA stands out with its user-friendly transfer code, offering a quick and efficient way to send money. No need for lengthy paperwork or visits to the bank – the power to transfer funds is now in the palm of your hand.

Understanding UBA Transfer Code

What is the UBA Transfer Code? The UBA transfer code is a unique short code designed for effortless money transfers between UBA accounts and to other banks. This USSD code, *919#, acts as your virtual gateway to a world of convenient banking, allowing you to initiate transfers without breaking a sweat.

Features and Benefits of UBA Transfer Code

Convenience at Your Fingertips: With UBA transfer code, you can send money anytime, anywhere, directly from your mobile phone. It’s like having a bank teller in your pocket, ready to assist whenever you need to transfer funds.

Versatility in Transactions: The UBA transfer code caters to various fund transfer needs, including transfers to UBA accounts, other banks, UBA prepaid cards, microfinance banks, and popular mobile money platforms like Opay and PalmPay.

No Data, No Problem: One of the standout features is the ability to send money without the need for an internet connection. UBA transfer code works seamlessly on all phone types, even without data, ensuring accessibility for all users.

Higher Transaction Limits: UBA understands that your financial needs vary, so the transfer code allows for higher transaction limits, enabling you to send up to N1 million per day. No need to worry about hitting restrictive ceilings.

Comparison with Other Methods While traditional methods may involve paperwork and waiting in queues, the UBA transfer code streamlines the process, offering unmatched convenience. It’s a game-changer in the world of banking, where time and accessibility are of the essence.

In the next sections, we’ll delve into the step-by-step process of activating the UBA transfer code, sending money effortlessly, and exploring alternative methods for a tailored banking experience.

Stay tuned as we guide you through the world of seamless and efficient money transfers with UBA transfer code.

How to Activate UBA Transfer Code

Activating the UBA transfer code is your gateway to hassle-free money transfers. Follow these simple steps to get started:

  1. *Dial 919#: Using the phone number linked to your UBA account, dial *919# to access the UBA USSD menu.
  2. Accept Terms: Upon dialing, you’ll be prompted to accept the UBA mobile banking terms and charges. Review and accept to proceed.
  3. Registration: Next, you’ll need to register for the UBA USSD code. Choose the option for registration or changing PIN.
  4. Select Account Type: Depending on your account type, select either “Account with PIN” or “Prepaid with PIN.” Enter your UBA account number or prepaid number accordingly.
  5. Create PIN: Set up a unique UBA mobile banking PIN. This 4-digit PIN will serve as your authentication method for transactions.
  6. Confirmation: Confirm your PIN to complete the registration process. Once confirmed, your UBA transfer code will be activated and ready for use.

Now that your UBA transfer code is activated, let’s dive into the exciting world of sending money effortlessly.

Sending Money with UBA Transfer Code

Sending money with the UBA transfer code is as easy as dialing a few digits. Follow these steps to initiate a transfer:

  1. Dial UBA Transfer Code: Dial *919# on your registered phone number to access the UBA USSD menu.
  2. Select Transfer Option: From the menu options, select the transfer option. This will typically be labeled as “Transfer Funds” or something similar.
  3. Choose Transfer Type: Select the type of transfer you wish to make. Options may include transfers to UBA accounts, other banks, prepaid cards, or mobile money platforms.
  4. Enter Recipient Details: Input the recipient’s account number and other necessary details, such as the amount to be transferred and any additional information required.
  5. Confirm Transaction: Review the transaction details carefully to ensure accuracy. Once satisfied, confirm the transaction by entering your UBA transfer PIN.
  6. Transaction Confirmation: After confirming the transaction, you’ll receive a confirmation message indicating that the transfer was successful. The recipient will also receive a credit alert shortly thereafter.

Sending money with UBA transfer code is quick, secure, and convenient. But what if you need to send money to accounts in other banks? Let’s explore that next.

Sending Money to Other Banks

Transferring money to accounts in other banks is just as seamless with UBA transfer code. Follow these steps to initiate an interbank transfer:

  1. Dial UBA Transfer Code: Dial *919# on your registered phone number to access the UBA USSD menu.
  2. Select Transfer Option: From the menu options, select the transfer option, typically labeled as “Transfer Funds” or similar.
  3. Choose Interbank Transfer: Select the option for transferring funds to other banks.
  4. Enter Recipient Details: Input the recipient’s account number, the amount to be transferred, and any other necessary information.
  5. Confirm Transaction: Review the transaction details carefully and confirm the transfer by entering your UBA transfer PIN.
  6. Transaction Confirmation: Upon confirmation, you’ll receive a notification confirming the successful transfer. The recipient will also receive a credit alert from their bank.

With UBA transfer code, sending money to other banks is fast, reliable, and hassle-free. Say goodbye to long queues and paperwork – it’s time to embrace the future of banking.

Alternative Methods for Sending Money

While UBA transfer code offers a convenient way to send money, there are alternative methods available for those seeking additional options:

  1. UBA Mobile App: The UBA mobile banking app provides a user-friendly interface for conducting various banking transactions, including fund transfers. Simply download the app from your device’s app store, log in, and follow the prompts to initiate transfers seamlessly.
  2. Online Banking: UBA’s online banking platform offers a comprehensive suite of features, including fund transfers to both UBA and other banks. Log in to your online banking account via UBA’s website, navigate to the transfers section, and follow the instructions to transfer funds securely.
  3. Bank Branch: For those who prefer face-to-face interactions, visiting a UBA branch allows you to conduct fund transfers with the assistance of bank staff. Simply visit your nearest branch, fill out the necessary transfer forms, and complete the transaction under the guidance of a banking representative.

Tips for Secure Money Transfer

Ensuring the security of your money transfers is paramount. Follow these tips to safeguard your transactions:

  1. Keep Your PIN Confidential: Never share your UBA transfer code PIN with anyone, including friends or family. Keep it confidential to prevent unauthorized access to your account.
  2. Verify Recipient Details: Double-check the recipient’s account number and other details before confirming the transaction. Verify that you’re sending money to the intended recipient to avoid errors.
  3. Use Secure Networks: When initiating money transfers via UBA transfer code or mobile app, ensure that you’re connected to a secure network. Avoid conducting transactions over public Wi-Fi networks to prevent potential security breaches.
  4. Monitor Your Account: Regularly monitor your bank account for any unauthorized or suspicious transactions. Report any discrepancies to UBA’s customer service immediately for resolution.
  5. Update Contact Information: Keep your contact information updated with UBA to receive timely alerts and notifications about your transactions. This helps you stay informed and aware of any account activity.

Frequently Asked Questions (FAQs)

What is the daily transaction limit for UBA transfer code?

The daily transaction limit for UBA transfer code is up to N1 million per day, allowing you to conveniently transfer larger sums of money within a 24-hour period.

Can I use UBA transfer code on any phone network?

Yes, UBA transfer code is compatible with all phone networks, including Glo, MTN, Airtel, and 9mobile. You can initiate transactions regardless of your network provider.

Are there any charges for using UBA transfer code?

Yes, nominal charges may apply for using UBA transfer code, depending on the type and amount of transaction. However, these charges are typically minimal and transparent, ensuring affordability for users.

What should I do if I encounter issues with UBA transfer code?

If you encounter any issues or have questions regarding UBA transfer code, you can contact UBA’s customer service for assistance. Alternatively, you can visit a UBA branch for in-person support and guidance.

Is it possible to reverse a mistaken transaction made with UBA transfer code?

Yes, it is possible to reverse a mistaken transaction made with UBA transfer code, provided that the transaction meets certain criteria and conditions. Contact UBA’s customer service immediately for assistance with reversal requests.

These frequently asked questions address common queries and concerns related to UBA transfer code, providing clarity and guidance for users. If you have additional questions, feel free to reach out to UBA’s customer service for further assistance.


In conclusion, the UBA transfer code revolutionizes the way we send money, offering unparalleled convenience, speed, and security. Whether you’re transferring funds to another UBA account or to accounts in other banks, the UBA transfer code simplifies the process, putting control at your fingertips.

With its user-friendly interface and versatile functionality, the UBA transfer code empowers users to initiate transactions anytime, anywhere, without the need for lengthy paperwork or visits to the bank. It’s the epitome of modern banking, catering to the needs of today’s digital consumers.

By following the comprehensive guide provided in this article, you can activate your UBA transfer code, send money effortlessly, and explore alternative methods for a tailored banking experience. With tips for secure money transfer and answers to frequently asked questions, you can navigate the world of banking with confidence and peace of mind.

Embrace the future of banking with UBA transfer code and experience the convenience of seamless money transfers. Say goodbye to long queues and paperwork – it’s time to embrace a new era of banking with UBA.

Additional Resources

For further information and assistance with UBA transfer code and other banking services, explore the following resources:

These resources provide valuable insights, support, and assistance to enhance your banking experience with UBA.

Author’s Note

As the author of this comprehensive guide on UBA transfer code, I hope you found the information provided helpful and informative. Banking should be convenient, accessible, and secure, and the UBA transfer code embodies these principles, empowering users to manage their finances with ease.

If you have any feedback, questions, or suggestions, please feel free to reach out. Your input is valuable and helps us continually improve our services to better serve your banking needs.

Thank you for choosing UBA for your banking needs. We look forward to assisting you on your financial journey.


Brief Note about the author.

Kimbowa Geofrey
Business & Financial Analyst

I am Kimbowa Geofrey, a go-getter, It is my passion that drives me in all I do but also the personal improvement that I experience.
My story started about 8 years back, trying one business to another, it wasn’t easy at the start because I didn’t get exactly what I expected out of these businesses and my frustration grew. Luckily I stumbled upon three businesses that changed my life; Web hosting, web development, and blogging.
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